16. How Generous and Beneficent is Allah that if a man spends the wealth granted by Himself in His way, He calls it a loan Himself, provided that it is a good loan, that is, a loan which in given with a pure intention, without any selfish motive of winning reputation and renown, or of doing favor to somebody, but only for the sake of Allah’s approval and to win His good-will and rewards. Allah makes two promises in this regard:

(1) That He will repay it increasing it manifold.

(2) That He will also give from Himself the best reward for it.

According to a Hadith reported by Abdullah bin Masud, when this verse was revealed and the people heard it from the Prophet (peace be upon him), Abud Dahdah Ansari asked: O Messenger (peace be upon him) of Allah, does Allah want a loan from us?” The Prophet (peace be upon him) replied: Yes, O Abud-Dahdah. He said: Kindly show me your hand. The Prophet (peace be upon him) extended his hand towards him. He took his hand in his own hand and said: I give away my garden in loan to my Lord. Abdullah bin Masud says that the garden had 600 datepalms and also his own house in which his family lived. Saying this to the Prophet (peace be upon him) he went straight back home, and calling out to his wife said: Come out, O mother of Dahdah, I have loaned this garden to my Lord. She replied: Dahdah’s father, you have made a good bargain, and she immediately vacated and left the garden with her children. (Ibn Abi Hatim). This incident throws light on the conduct of the sincere believers of that time, and from this one can also understand the kind of the good loan that Allah has promised to return increasing it manifold with a rich reward in addition.

17. This and the following verses show that the light on the Day of Judgment will be specifically meant for the righteous believers only. As for the disbelievers and the hypocrites and the wicked people, they will be wandering about in the darkness as they had been in the world. The light there will be the light of righteous deeds. The sincerity of the faith and the piety of the character and conduct will turn into light that will lend brightness to the personality of the virtuous. The brighter the deed the more luminous will be his person, and when he will walk towards Paradise, his light will be running forward before him. The best explanation of it is Qatadah’s mursal tradition in which he says; The Prophet (peace be upon him) said: The light of some one will be so strong and sharp that it will be running on before him equal to the distance between Al-Madinah and Aden, of another equal to the distance between Madinah and Sana, and of another even less than that; so much so that there will be a believer whose light will just extend beyond his steps. (Ibn Jarir). In other words, the intensity of the light of a person will be proportionate to the extent of the good done and spread by him in the world, and the beams of his light will be running on before him in the Hereafter extending as far as his good will have extended in the world.

Here, a question may arise in the mind of the reader: One can understand the meaning of their light running on before the believers but what does their light running on only on their right hand mean? Will there be darkness on their left side? The answer is: When a man is walking with a light on his right hand, his left side also will be bright, though the fact of the matter is that the light will be on his right hand. This has been explained by the Hadith, which Abu Dharr and Abu Darda have reported, saying that the Prophet (peace be upon him) said: I shall recognize the righteous people of my ummah by their light which will be running on before them and on their right and on their left. (Hakim, Ibn Abi Hatim, Ibn Marduyah).

18. It means that when the believers will be going towards Paradise, the light will be before them, and the hypocrites will be stumbling about in the darkness behind. At that time they will call out to the believers, who lived with them together in the same Muslim society in the world, saying: Look back towards us awhile so that we also may get some light.

19. This means that the people of Paradise will enter it through a gate and then the gate will be closed. On one side of the gate there will be the blessings of Paradise and on the other the torment of Hell. For the hypocrites it will not be possible to cross the barrier that will stand between them and Paradise.

20. That is, did we not live with you together in the same Muslim society? Did we not affirm the faith? Did we not offer the Prayers along with you and observe the Fast and perform the Hajj and pay the Zakat? Did we not sit with you in your assemblies and were we not bound in marriage ties and kinship with you? Then, how is it that we have been separated from you today?

21. That is, in spite of your claim to be Muslims, you never believed like true and sincere Muslims and remained suspended between belief and unbelief. You still had your interests attached to disbelief and the disbelievers and you never gave yourselves up wholly to Islam.

22. Tarabbus (from which tarabbastum of the text is derived) means to wait and tarry for an opportunity. When a person is unable to decide which of the two alternative ways he should choose but stands and waits to consider which way should be more favorable for him to follow, he is involved in tarabbus. The hypocrites had adopted the same attitude during the critical time of the conflict between Islam and un-Islam. Neither were they siding with disbelief openly nor were spending their energy to support and help Islam with full conviction. They were sitting on the fence, waiting to see which party in the conflict became dominant, so that if it was Islam they may join it on the basis of their affirmation of the faith, and if it was unbelief they may side with its supporters taking advantage of their neutral position in the conflict.

23. This implies different kinds of doubts that a hypocrite suffers from, and the same also are the actual causes of his hypocrisy. He doubts the existence of God, the Prophethood of the Prophet, the Quran’s being Allah’s book, the Hereafter, its accountability, and its rewards and punishments, and he doubts whether the conflict between the truth and falsehood is real, or a mere delusion; as for himself he considers the only truth to be that one should enjoy life and its pleasures to the full. For unless a person is involved in such doubts he can never be a hypocrite.

24. This can have two meanings:

(1) Until death came to him, you could not shed this delusion till the last moment.

(2) That Islam became dominant, while you looked on unconcerned.

25. That is, Satan.

26. This clearly shows that in the Hereafter the hypocrites will be doomed to the same fate as the disbelievers.

27. The words hiya maula kum (Hell is your maula) can have two meanings:

(1) That Hell is the only proper place for you.

(2) That you never took Allah as your maula (friend, patron) so that He may look after you. Now Hell only is your maula, therefore, Hell now will look after you.

28. Here again, the word believers is general, but it does not apply to all the Muslims; it refers to those particular Muslims who had professed the faith verbally and joined the followers of the Prophet (peace be upon him) though their hearts were devoid of any concern for Islam. They were watching that the pagan forces were bent upon wiping out Islam; they had encircled the handful of Muslims from all sides, who were being made the target of persecution everywhere in Arabia, and thus the oppressed Muslims were fleeing to Al-Madinah empty-handed for refuge; the sincere Muslims were extending to them whatever economic help they could; yet they were, at the same time, engaged in a life and death struggle with the enemy. But, in spite of this, these people who professed the faith were not being moved at all. So, here, they are being put to shame. As if to say: What kind of believers are you? At this critical juncture for Islam, is it not yet the time that your hearts should melt at the mention of Allah and be filled with the spirit of sacrifice for the sake of His religion. Can the believers be such that they have no feelings for Islam when it is confronted with hard times. That they may sit unconcerned when they are summoned in the name of Allah. That the hearts may neither tremble out of fear of Allah nor bow to His command when He Himself should make an appeal for contributions in the Book sent down by Him, declaring it as a loan to Himself and plainly telling that the one who would regard his wealth as dearer than the cause of the true faith would be a hypocrite and not a believer.

29. That is, the Jews and the Christians seem to have lost fervor and degenerated spiritually and morally hundreds of years after the passing away of their Prophets. But have you already become so depraved that while the Prophet (peace be upon him) is still present among you, and the Book of God is still being revealed, and not much time has passed over you since you affirmed the faith, and you have started behaving like the Jews and the Christians who have reached this state through centuries of playing and tempering with the Book of Allah and its verses.

30. The point contained here should be well understood. At several places in the Quran the Prophethood and the revelation of the Book have been compared to the rainfall, for the effects produced by them on humanity are precisely like those produced by rain on the soil. Just as the dead earth swells and blooms as soon as it receives a shower of rain, so it is with the dead humanity in a country where a Prophet is raised through Allah’s mercy and revelation begins to be sent down to him. It starts revealing those virtues which lay hidden and suppressed for ages. It starts manifesting from within itself excellent morals and good deeds and virtues of every kind. Allusion has been made to this truth here so as to open the eyes of the Muslims of the weak faith and to make them ponder their state. The way humanity was being reformed by the blessed rainfall of the Prophethood and revelation and the way it was being richly and generously blessed in every way was not a remote story for them. They were observing it themselves in the pious and righteous society of the companions and experiencing it day and night around them. Polytheism with all its evils was present before them while the virtues and good things emanating from Islam were also blooming and flourishing before their eyes. Therefore, they did not need to be told any details. An allusion was enough to the effect. The signs of how Allah grants life to the dead earth through the rainfall of His mercy have been shown to you. Now you should use your common sense and consider it for yourself as to what benefit you arc deriving from this blessing.

31. Sadaqah, as an Islamic term, is the charity given sincerely and with a pure intention only with a view to seek Allah’s good pleasure without making any show of it, and without the intention of doing any favor to the recipient. The donor should give it only because he has a true feeling of the service of his Lord. The word is derived from sidq, therefore, sadaqat (sincerity) is of its essence. No charity and no spending of the wealth can be a sadaqah unless it springs from a sincere and pure motive of spending only for the sake of Allah.

32. Here, the believers imply those people of true faith whose attitude and conduct was absolutely different from that of the people of weak faith and the false claimants to Islam, and who were at that time vying with one another in making monetary sacrifices and were struggling with their lives in the cause of the true faith.

33. Siddiq (most truthful) is the superlative from sidq; however, one should clearly understand that sidq is not merely a statement conforming to the truth, but a statement which is not only true in itself but its speaker also upholds it as a truth sincerely. For instance, if a person says that Muhammad (peace be upon him) is Allah’s Messenger, this is by itself precisely according to the truth, for the Prophet (peace be upon him) is truly Allah’s Messenger, but the person would be true in his statement only if he also believed and upheld him as Allah’s Messenger. Therefore, a thing would be sidq if what was said was in conformity with the truth as well as with the speaker’s own conscience. Likewise, sidq also contains the sense of faithfulness, sincerity and practical righteousness. Sadiq-ul-waad would be the person who kept his promise practically, who never broke it. Sadiq (true friend) would be he who did full justice to friendship in the time of need, and who never proved faithless to anybody in any way. In war, sadiq-fil-qital (true soldier) would be the one who fought with all his heart and body and established his valor practically. Thus, sidq in essence implies that one’s deed should fully conform to his word. The one who acts contrary to his word cannot be sadiq. On that very basis, the one who preaches one thing and acts contrary to it is regarded as a false preacher. With this meaning of sidq and sadiq in view one can fully appreciate the meaning of the superlative sadiq. It would inevitably imply a righteous person who is free from every impurity, who has never swerved from the truth and piety, who could never be expected to say anything against his conscience. Who believed in whatever he believed with full sincerity and remained faithful to it under all circumstances, and who has practically proved that he is a true believer in the full sense of the word. (For further explanation, see (E.N. 99 of Surah An-Nisa).

34. The early commentators have differed about the explanation of this verse. Ibn Abbas, Masruq, Dahhak, Muqatil bin Hayyan and others say that the previous sentence ended with humsssiddiqun; and wash-shuhadauinda Rabbihim la-hum ajru-hum wa nuru-hum is a separate and independent sentence According to this explanation, the translation of the sentence would be: Those who have believed in Allah and His Messenger, are indeed the most truthful (as siddiqun); as for the true witnesses (ash-shuhada), they will have their reward and their light from their Lord. Contrary to this, Mujahid and several other commentators regard this whole expression as one sentence. According to them the translation would be that which we have given in the text above. The two commentaries differ because the first group has taken the word shahid in the meaning of the martyr in the way of Allah and seeing that every believer is not a shahid in this sense, has taken wash-shuhadau inda Rabbi-him as a separate sentence. But the other group takes shahid in the meaning of the witness of the truth, and not in the sense of the martyr, and in this sense every believer is a shahid. We are of the opinion that this second commentary is preferable and this is;

And thus We have made you a middle nation that you may be witnesses against mankind, and the messenger may be a witness against you. (Surah Al-Baqarah, Ayat 143).

Allah had called you Muslims before this and has also called you (by the same name) in this (Quran) so that the Messenger may be a witness in regard to you and you may be witnesses in regard to the rest of mankind. (Surah Al- Hajj, Ayat 78).

In a Hadith, Bara bin Azib has related that he heard the Prophet (peace be upon him) say: The believers of my Ummah are shahid (the witnesses); then he recited this very verse of Surah Al-Hadid. (Ibn Jarir). Ibn Marduyah has related on the authority of Abu ad-Darda the tradition that the Prophet (peace be upon him) said: The one who emigrates from a land in order to save his life and his faith from temptation, is recorded as a siddiq (most truthful), and when he dies, Allah takes his soul as a shahid (true witness). Then after this, the Prophet (peace be upon him) recited this very verse. (For the explanation of this meaning of shahadat, see (E.N. 144 of Surah Al-Baqarah); (E.N. 99 of Surah An-Nisa), (E.N. 82 of Surah Al-Ahzab).

35. That is, each one of them will receive the reward and the light of the measure and degree he deserves. They will all get their own respective rewards and lights and their shares have already been reserved for them.